Tag Archives: independent insurance agent

2013

So, I’ve had this post written for a couple of weeks and I actually typed it all up one night but there was an error with the post and I’ve been putting off completing it again, but here it is now.

I’ve noticed that the majority of what you see talking about in the blog world is what challenges they expect 2013 to bring them.  My guess is that a lot of this comes from how negative our media has been consistently getting.  I’m going to spin that to point out what opportunities I believe 2013 is going to bring me.  In 2012, I pretty much took everything I had been doing in my life for the past 6 years and turned it upside down.

At the end of 2012, I got into an amazing company as a seasonal employee.  I’m hopeful that this position will continue to grow solidly into 2013 and possibly become a full-time position or allow me the opportunity to transfer to another area of the company where I can get in full-time.  Upon completion of a Christmas only 2nd seasonal position, I obtained an opportunity to work in a tax firm seasonally for a couple months.  While it is not a tax preparer role, which would be ideal, it can still help me get moving into my CPA testing.  I do have an interview coming up for a full-time career position next Wednesday that could be pretty exciting.

2012 did bring me to completing both my Property & Casualty and Life & Health Ohio insurance licenses.  I’m not completely sure whether I want to get appointed with a couple of insurance carriers and try to develop my own practice or not.  I feel like it may create a nice “marriage” with an accounting firm so it may make sense logically, but it will depend on the costs for sure.  With no real discretionary spending funds to speak of, any entrepreneurial ventures will be completely bootstrapped.

Something else that may present itself as an exciting opportunity is winemaking.  I have been helping a family member prepare his neighbor’s farm for grape production on a 3 acre section.  I’ve learned a lot about how to care for the grapes, but the only way to make good money off of grape farming is to complete the process and turn it into wine.  I’ve bought a book on wine making, and I am going to dedicate some time to reading and learning.  I also found a fairly inexpensive wine making kit to get started, and it will make about 25-30 bottles per attempt.

On the volunteer front, I am going to continue to work with my high school cross country team.  We had a lot of success this year, and I’d like to be a part of the continued growth of each of the kids and the teams as well.  The girls’ team will undergo a major change as we will be losing an All-Ohio runner and another of our top 5 scorers.  We’ll be getting another solid freshman joining the team next year, and they should battle to be a regional qualifying team.  This year our boys’ team started to take a step forward, but due to their youth (6 freshman in the varsity top 7) we still have a lot of room to grow.  I expect our boys’ team to battle for the regional berth as well.

Back on the entrepreneurial side, I am really going to work hard to start to monetize my different blogs.  I have four blogs in place, and a 5th that I really want to start soon that I want to use to help other runners improve their conditioning and give a chronicle of my own conditioning as I try to get back into “real” runner shape and not just an every once in a while jogger.  Depending on the time constraints I may also write about my ventures in wine making.

Now to the last and most important opportunities of 2013.  Growth in my relationship with God and my family.  I feel like 2012 led me to take some good steps in my relationships, but also recognize that there is still forever to go.  My wife and I started a full-year Bible study together that will lead us through the completion of the whole Bible in chronological order.  We’ve asked a couple that we are close with to meet once a week where we can discuss the sections of the Bible that we read that week.  I also want to continue in my own personal study, and continue in my pleasure reading.  It’s been a few years since I had kind of fallen away from reading fiction books but I’m so glad that I am doing more of that and less time watching the TV!

Make every day great,

Chris

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12/21 update

So I guess I should make an update as we head into the Christmas season.  One of my jobs that I picked up for seasonal work has ended, but it looks like I may get an opportunity for a seasonal position through early spring.  I’ve got quite a few resumes and applications out there for new opportunities and I’m hopeful that something will come through soon.

Depending on the start-up cost, I may even consider starting my own insurance agency early in the year if nothing else has come up yet.  I’m starting to develop a fair amount of contacts and feeling better about the possibility of going out on my own, especially if I still have the other jobs going and can start it up on the side.

I have also begun writing some sports articles over at farmclub.net, which I am really excited about.  I have always enjoyed putting things down on paper, and speaking my mind, and there is nothing better than to have an opportunity to talk sports and have a good group of guys to work with.  It isn’t a paid position, but I don’t mind, like I said it just gives me an opportunity to hone my writing skills and talk about something I am passionate about.

Well that’s really it for tonight, time to head to bed since I have to be at work at 6 a.m.

Make every day great,

Chris

Fall is coming to an end

Let’s go back to what my original post for Wednesday was going to be about, the end of another season of our lives.  Fall coming to an end is always one of the more difficult seasons for me to close up.  Primarily due to the fact that winter comes, and we get stuck in the house for so long that it really lowers our mood and sense of productivity.  I’m going to focus on being as productive and positive as possible, because if I am ready to come out of the winter on fire then next year will undoubtedly get going in the right direction.

Another reason why I miss this time of year, is due to cross country season coming to a close.  This season is specifically going to be an awesome moment and a sad moment all at the same time.  Tomorrow, one of the best runners that I have ever been around ends her high school cross country career.  I look for her to have a great race, and I’m sure a continuation of a great running career as she heads off to college next fall.  I’m sure it’ll be a lot of fun, and without a doubt she has set the expectations bar very high going forward.  I don’t expect everyone to race like she can, but anyone that puts in the hard work like she has will always have a role on our team.

Now for a positive note, I finally hit the weights again on Wednesday and have started to set up my exercise program.  Maybe, just maybe, I can turn this flabby body back into an athlete’s body.  On top of that, I also intend to get very intentional when it comes to studying to further my education and career this winter by plugging through the CPA coursework.  If I’m going to be inside while it’s dark, I might as well push myself!

Make every day great,

Chris

The weekend was a success

We did get most of our stuff moved out of our house this weekend so now we are ready to get in and start the small repairs and changes that we wanted to do while we lived there, but are really going to be necessary to sell.  We are moved in to my parents’ home, and it seems like we will be fine with living there for a little while as we get things straightened out financially and find a new home.

I’m starting to get back in the swing of my Saturday morning bible study group, and it is amazing just as it was when I stopped going to get through the cross country season.  I also got back into my personal bible study today and have now almost finished Leviticus.  So compelling, and always amazing, the foreshadowing that He gave us to let us know how we would be saved is awesome.

The Buckeyes dominated the second half at Penn State, and have left me wondering whether they could play for a National Championship if they were bowl eligible.  Not that it really matters, because it doesn’t appear there is a single team in the country that can compete on the level of Alabama.

The regional cross country meet on Saturday went exactly as planned, and as good as we could ask.  Our runner made her way to the mile with the lead pack, 5 total including her, and she stayed right with them through about the halfway point in the race.  By the two mile they had started to separate from her a little bit, but with really nothing on the line there wasn’t much point to kill herself and go with them.  She did what she had to do and qualified out to the State Meet, and now as a senior has a chance to go out with a bang.  Being around her and this team has been a lot of fun, and I hope that they all cherish the memories that they made together as the years go on.

Make every day great,

Chris

Tonight will be hectic

We are officially moving a lot of stuff out of our house this weekend.  We are going to put the home on the market, and hope that we can sell it quickly.  It’s a nice starter home but we have definitely outgrown it.  Homeownership may be one of the most difficult things in life, especially at the start of a young marriage but I’m glad that we were able to survive our struggles that we dealt with while we were there.  I will definitely miss our outstanding neighbor Rod, he was like a grandpa to Cayden and I know Cayden will absolutely miss him too.  We’ll have to make special trips to the fire station so Cayden can see him!

Now Cayden will get to spend a lot of time with his grandma and grandpa and I’m sure he is going to love it.  We’ll be able to carpool to watch his uncle Zavier play hockey, and above all hopefully save a little bit of money.  Once we get settled in, I plan on spending as much time as possible educating myself and ripping through the Life & Health exam, as well as the CPA license exams.  I really want to complete the CPA coursework, as I feel that I could be a really successful cost management accountant.  I really want to ramp up my life to put my family in the best position possible, because there are a lot of times that I really struggle with self-esteem and feeling like an ineffective father.  I guess that’s why many of us continue to try and improve.

Make every day great,

Chris

Lazy night

Last night was a lazy night around our house.  We have moved most of the things out of the home that we can take out before we have to get my dad’s pickup truck and make the full scale move back to their house for a few months while we attempt to sell our home.  I didn’t even read anything last night, I had all intentions of getting through a few chapters of Memorial Day by Vince Flynn and continuing to press through the Life and Health exam book for the state of Ohio but we fell asleep at about 8 o’clock last night.

Today has nonetheless been a relentless affair thus far.  Nothing really out of the ordinary, just plugging through an account that has turned into a problem due to what is nothing more than a misunderstanding of an insurance inspector.  Oh well, it is giving me plenty of opportunity to learn about one of our carriers and get some much needed experience in handling difficult situations.  I’m now moving on to some other things that I had pending for today to try and get through as much as possible and finish off the day with a fair amount of marketing.

My cold-call marketing yesterday was somewhat effective, I at least was able to get myself in front of a few people and just give myself some name/face recognition.  The struggle I’m sure will continue for quite some time, this isn’t a career that you just jump into and start making a six figure salary but hopefully one day it will be there!

Make every day great,

Chris

Glorious Tuesday

Every morning I wake-up, I must admit a lot of the time it is really difficult to get motivated to get moving.  Then something usually happens that gets the ball rolling in a positive direction.  This morning was really no exception, my wife got up first, hopped in the shower and then shortly thereafter our son came in to join me in bed for a few minutes.  When we finally got out of bed, we hurried to get breakfast and get him dressed for preschool.  Then they were off to school, and I got my shower and got ready for work as well.

When I got to work, I got a positive boost when I saw that another one of my prospects is going to become a client.  I wrote another personal auto policy, nothing big, but it’s always nice to 1. help people save money and 2. write business that will hopefully help to impact my family as well.  This afternoon I’ll be headed out to market some daycares in the Pickerington area as I try to push further into that niche market.

I’m sad that my season of cross country practices on Tuesday afternoons has come to an end.  I’ll just be meeting up with Dad and our number one runner on Thursday afternoon to run the regional course.  I plan on meeting up with them again next Thursday as we get her ready to run the state meet as well.

My wife and I are continuing to move stuff out of our home in hopes of selling it soon!  If we can get out of there I have a feeling we will be able to get into a house that is more fitting to our lives at a reasonable price and then we can really start to get everything rolling!

I’ve jumped into the next Vince Flynn book in the series for me, Memorial Day.  I’m sure it won’t disappoint!

Make every day great,

Chris